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Boost Your Credit Score With This Great Little Trick

Consumers can easily boost their credit scores by avoiding some of the fallacies surrounding the extremely convoluted manner in which credit scores are tabulated. Each of the three credit bureaus uses its own formula and guards its methods closely, but consumers shouldn’t find themselves in a conundrum when...
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6 Car Expenses That Are Really Worth the Money

As any driver knows, it’s easy to get overwhelmed by the abundance of car-related goods and services, from pricey detailing to third-party warranties to premium fluids. Car owners on a budget must decide when to invest and when to cut corners. Pinching pennies in the wrong places can...
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9 Times It’s Smart to Be in Debt

It’s never advisable to rush out and take on debt, but there are times when it actually makes sense not to pay off debt. Debt, it turns out, can be a kind of friend, even if it’s just that flaky friend who can’t really be trusted. You see,...
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A Guide to Discounts for Military and Veterans

Many retailers offer discounts on goods and services for active duty or veteran military personnel out of respect for those who serve, and some of these discounts are well worth taking advantage of. But with dozens of deals and policies varying by business, it can be tough to...
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7 Best Rewards Credit Cards for Holiday Shopping

From presents for the kids to special food for family get-togethers, holiday traditions have the potential to put a significant dent in your wallet. However, you can take the sting out of that spending by earning rewards for every purchase. Rewards credit cards come in many flavors, with...
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College Scholarships Aren’t Free Money

It is National Scholarship Month, which means high school seniors are being exhorted to scoop up free money for college. What they are often not told is that scholarships won from corporations, non-profits and other “outside” sources can reduce — dollar for dollar — the grants and cost-reducing...
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Should You Use a Third Party to Negotiate Your Cable Bill?

Despite many consumers’ interest in streaming content online, TV subscription prices continue to rise. In fact, consumer research from Leichtman Research Group Inc. found in a survey of 1,222 American households earlier this year that the mean reported monthly spending on TV cable, satellite or other TV subscriptions...
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7 Ways to Lower the Cost of a Holiday Road Trip

The holidays are nearly upon us, with many families driving long distances to spend time with each other in the next weeks. Road trips are also an annual part of my family’s holiday traditions, with our extended families living at least three hours away (and many relatives even...
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